How to Buy a House home

Learn the basics

1.

The Basics

2.

How much home can you afford?

3.

The Down Payment

4.

The Loan

-

Assuming a Loan

-

Owner Financing

5.

Qualifying for a loan

6.

Understand Closing Costs

Do the groundwork

7.

Get your finances in order

8.

Check Your Credit Report

-

Repair bad credit

-

Establish Credit if you don't have any

The Process

10.

Find a Lender

11.

Evaluate the bank's offer

12.

Start looking at houses

13.

Get the Disclosure

14.

Make an offer / Sign a Contract

15.

Have the House Inspected

16.

Problems on the Inspection?

17.

Renegotiate the terms

18.

Appraisal, Survey, & Insurance

19.

Appraisal went through?

20.

Closing!

After the purchase
Avoding scams
More about Mortgages
How much loan can you get?
Figuring your monthly pmt.
15- vs. 30-year loans
Prepaying your mortgage
How to figure mortgage interest
Private Mortgage Insurance
If you won't live long enough to pay off the mortgage
Other Topics
Renting vs. Buying: Which is better?
Paying cash vs. getting a loan
The Debt Ratio
Tax breaks are actually welfare for the rich
Other
Links to helpful sites
Fan Mail
Michael Bluejay's home page
Email Me

How to Buy a House

Here's your free 35-page guide

I'm a real estate investor. I've bought and sold a few homes so I'm in a good position to explain how to buy a house to first-time home buyers. I'm not a realtor, and I'm not trying to sell you anything. I created this site only to share my knowledge of home-buying with others; I wanted to create the guide that *I* wish I had when I was a rookie home buyer.

This is not an exhaustive guide -- I don't cover every single possible detail related to buying a house. On the other hand, this site contains a lot more than a typical pamphlet or even what you'd learn from most realtors. Certainly many people have bought houses without knowing nearly this much . (Including me, when I bought my first home.) We'll cover such things as:

...and lots more. The full list of topics is on the left, and you can step through them one at a time by following the "Next:" link on the bottom of each page.

I believe everything here to be accurate, but of course it's "use at your own risk". And by the way, I have no idea whether the house-buying info listed here applies anywhere outside the USA.

Ready to get started? Then go to the first lesson: The Basics of Buying a House.

-- Michael Bluejay

Next: The Basics

 

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How to Find Cheap Airfare     How to Save Electricity     How to get listed & ranked well in Google

Entire site ©2006 Michael Bluejay Inc. • All information is "use at your own risk"   Email me