Questions
& Answers about
Lighting
You say that a
problem with regular light bulbs isn't
just that they use more energy, but also
that they create more heat. But wouldn't
using these bulbs let me run my heater
less, saving on heating energy, making it
a wash?
--July
2009
Only if you're in such a
cold climate that you always use
a heater and never use air
conditioning, and if you're
heating your home with electricity
-- which is almost certainly not
the case if you live in such a cold
climate.
If you live in a super-cold climate
and use incandescent lights instead of
CFL's, then yes, you'll use more energy
for lighting and less for heating. But
your lighting energy is from
electricity, which probably costs more
per energy unit than your heating
energy. And if your electricity comes
primarily from burning coal, then it's
probably dirtier than the energy you
use for heating. And if you're not
running your heater constantly,
then when the heater's not on your
bulbs are creating unnecessary heat,
and using 4x as much energy as a
comparable CFL. And if you ever use air
conditioning at all, then you'll be
paying to remove that extra heat with
your air conditioner.
So, nice theory, but it's the rare
case where using incandescent lights
for heat would actually be
practical.
This article
says a school district is saving
$40,000
a month by turning off the
lights!
Is this really possible.
--Feb.
11 2009
Sure it is. With a
little Internet sleuthing I found that
the school district in question has
10,400
students. Let's say there are about
14 students per room on average,
including all the administrative and
miscellaneous rooms. That would give us
743 rooms. Let's also say that a
typical room has about 850 watts of
lighting on average, but since we all
know that schools use fluorescent
lighting, and fluorescents use 75% less
energy than regular lights, that's 213
watts per room. Let's say the lights
used to be on 24/7, but now they're on
only 8-4, Monday through Friday. That
means the lights are now off for 128
hours a week, or 557 hours a month. 213
watts not used for each of 743 rooms
over 557 hours is 88,150 kWh. At
12¢ per kWh, that's a savings of
$10,578. Okay, so that's not the
$40,000 quoted in the article, but as
you can see, we're doing extremely
rough, back-of-the-napkin style
calculations, and we still came up with
over $10,000 of savings. So $40k is
certainly plausible. And even $10k/mo.
is nothing to sneeze at. I'm guessing
most school administrators would jump
at the chance to have an extra $10k/mo.
in extra funds available to them.
What do you
think of the LongLite
product that says it reduces lighting
energy by 10%?
--Feb.
2007
I think it's useless. Why
would you cut your energy use by only
10% when you can get compact
fluorescents and cut it by 70%?
"Oh, but this product also makes the
bulbs last three times as long." Yeah,
well, compact fluorescents last ten
times as long.
Our plant has
a combination of high pressure sodiun and
mecury halide light fixtures. Currently
they are on 120V circuits. Each fixture
draws 4A on 120V, but can be wired 277V
and would draw 1.7A. I calculate that on
120V the fixture uses 120 x 4 = 480watts,
and on 277V the fixture uses 277 x 1.7 =
471watts. This is a 9 watt savings per
fixture. We have 60 of these fixtures in
the plant, so 60 x 9 = 540 watt savings.
We run the plant one shift, 5 days a week,
so if I assume the lights are on 10 hours
a day for 250 days a year, thats 2500
hours and we would save 540watts X 2500
hours = 1350000 watthours, or 1350kwh per
year. Electrical cost here is about $0.10
per kwh, so by my calculation we would
only save $135 per year. Is my calculation
correct?
--Mark
Jones, Georgetown, KY, Jan.
2005
Yes, you got the math exactly
right. It's exactly this kind of
calculation that I hope to show my
readers how to do.
I caution you though that the
savings are so small (<2%) that you
might wind up not seeing any savings at
all. There could be a margin of error
for various reasons.
Are 34W
fluorescent tubes interchangeable with the
40W tubes? Ditto for a T8 32W tube with a
T12 40W tube when used with an electronic
ballast?
--Peter
Yee, Oakland, CA, Jan. 2005
Usually it's fine to swap a
40W tube with a 34W tube, but some
ballasts can overheat with a 34W tube
installed. Check the ballast to see if
it says it's rated for 34W tubes, and
if it doesn't then check with the
manufacturer of the ballast. In a
worst-case scenario you could replace
the existing ballast with one you buy
specifically because it's rated for
34W.
32W T8's are another matter -- they
require ballasts made just for
them.
The main risk of using a mismatched
tube/ballast is that the life of either
or both can be shortened. There's also
the possibility that the ballast could
catch fire.
Since I get a fair number of
questions about fluorescent lights here
are some other resources:
We have
fluorescent lights in our building
hallways that use two tubes. A neighbor
insists that if we just use one of the
bulbs we would save electricity. However,
I once read that the fixture will continue
to draw the same amount of electricity
regardless of whether you are just using
one bulb. Who is right?
--Liam,
NYC, Jan. 2005
I'm amazed at all the bizarre
misconceptions people come up with. It
seems like there's no end to it.
Examples include:
- The idea that it takes more
energy to turn on lights or
computers than to keep them
running.
- The idea that it takes more
energy to turn on the AC when you
get home from work rather than to
run it all day.
- The idea that a lamp uses energy
even when it's turned off.
- The idea that a 60-watt bulb
uses more energy than a 100-watt
bulb.
- And now this: Someone who thinks
that one light bulb uses the same
amount of energy as two light
bulbs.
None of these are ever true. It's
the same in this case: One bulb does
not use as much energy as two. One bulb
uses one bulb's worth of energy, and
two bulbs uses two bulbs' worth of
energy.
In 2000 I
changed all of my light bulbs to CFL. It
cost me about $400 for my house. Within 2
years I was replacing most of them. After
4 years, I reviewed all of my electric
bills and found out there was no
noticeable difference in how much
electricity I used. I started switching
back to incadescent bulbs a year ago and
now that is all I have. No significant
difference in my electricity bill or in
kWh used, as I expected. I have
consistently used between 600 and 700 kwh
per month for the past 10 years. The only
things that have made a difference in my
power bill is getting rid of my water bed
and buying a new
refrigerator.
What gives? I
thought the CFL were supposed to make a
significant difference in power used. I
don't get it. Is it possible that some of
the CFL bulbs I bought were crap or not
what the manufacturers promised? I really
would like to understand this.
--Marvin
Snapp, Mill Valley, CA, Jan.
2005
(1) CFL's really do use about
70% less energy than regular light
bulbs. This is easily verified with a
watt-meter
or clocking your electric meter. I
think you really saved energy but
didn't realize it. More on this in a
minute.
(2) You either have a bunch
of lights or you paid a lot for
your CFL bulbs. My home improvement
store has CFL bulbs for $2.50 each. You
could outfit a whole house for only
$40, not $400. Yes, CFL's were more
expensive five years ago, but they
weren't that much more
expensive. Anyone wanting to outfit
their home in CFL's today isn't going
to spend $400.
(3) You said you started replacing
your bulbs after two years, but didn't
say whether that was because they
burned out or you didn't like the
quality of the light. If it's the
former, then realize that many CFL's
have a multi-year warranty. I
definitely recommend getting CFL bulbs
with a warranty. I've had good success
with my CFL's. I can't remember the
last time I bought a bulb, but it was
many years ago.
It's easy to verify that your CFL
bulbs use less energy than regular
bulbs. Put the bulb in a lamp and then
plug the lamp into a watt-hour
meter. Then try an incandescent
bulb. You'll see that the CFL uses 70%
less energy. A CFL wouldn't use as much
energy as a regular bulb even if it
were low quality or damaged.
How much difference did you expect
to see in your bill? From our How
much your stuff uses page we see
that lighting accounts for 9.2% of the
typical bill. If you were saving 75% of
that than you should have saved 9.2% x
75% = 6.9%. If you had been using 700
kWh before, then you'd be expected to
save about 6.9% of that, or 48 kWh, so
that you'd use a total of 652 kWh.
That's right in line with your reported
results: between 600 and 700 kWh. I
think you were really saving energy and
just didn't realize it.
Of course, your own usage affects
the outcome (you could be using your
lights more or less than 9.2% of your
total energy use), and of course your
energy use in general varies from month
to month. For these reasons looking at
the total kWh reported on your bill
doesn't really help you see how much
your CFL lights were saving you.
Your web site
is fantastic and by utilizing most of your
tips I have succeeded in reducing my daily
average kWh usage from 45 down to 17! I am
not exaggerating, I truly reduced my
consumption by 60%. My question to you is
this: I have six PAR20, 50-watt Halogen
bulbs, four of which are on a dimmer, that
I would like to change to CFL. Is there a
replacement bulb out there for this
application?
--François
Cornwall, Ontario, Canada, Dec.
2004
I can easily believe that you
got down to 17 kWh/day because I use
only 5 kWh/day myself. Still, it's
impressive that you reduced your usage
by 62.2%. I don't know how much you're
paying for electricity, but at
10¢/kWh you'd be saving over
$1000/year, in U.S. dollars.
Service
Lighting has dimmable CFL's in the
PAR style. They might be a little too
long for your tastes but that's the
nature of CFL's. Incidentally, Service
Lighting also has good bulb size charts
for both fluorescent
and incandescent
lights.
I recently
bought a 36" fluorescent light that is
ready to plug in made by GE. The note said
that the replacement bulb should be of
specific type and should be 25 watts. I
did not like the color of the light but I
could not find any 36" lights that were 25
watts so I replaced it with a 30 watt
bulb. It appears to work fine, but is
there anything wrong by exceeding 5 watts
for the bulb in my case?
--
Budi Widjaja, Mississauga, Dec.
2004
If the manufacturer says you
shouldn't exceed 25 watts, then I
wouldn't exceed 25 watts. For a more
definitive answer I suggest contacting
the manufacturer, since they're the
ones who came up with the 25-watt
limit.
The lights in
my dorm room are fluorescent, I believe
16" tubes. I want to remove these bulbs
and find some adapter that allows me to
plug in something else. I know there is a
step up box in the fixture and I probably
will not be able to remove
that.
-- Chris Weed, Wisconsin, Dec.
2004
Sorry, I generally only answer
questions about saving
electricity. I don't know about any
kind of non-fluorescent light you could
put in a fluorescent light fixture, but
then again I'm not the right person to
ask because this isn't my specialty. In
any event, it's rather impossible for
me to suggest alternatives since I
don't know why you're dissatisfied with
your lights in the first place, since
you didn't say. If it's buzzing then
you need a new ballast (fixture). If
you don't like the kind of light it
puts out, you can simply get different
style tubes.
If a light
fixture doesn't say what the watt limit
is, how many watts can I use safely? We
have a two-bulb light kitchen ceiling
fixture. My husband put in two 100-watt
bulbs and I am worried about having a
fire.
-- Linda Davis,
Rochester, NY, Dec. 2004
If you simply use compact
fluorescent bulbs then you won't have
to worry about going over the limit, no
matter what it is, since CFL's use such
a small amount of energy. A 25-watt CFL
puts out as much light as a 100-watt
incandescent light. Plus, you'll pay
75% less to light your kitchen.
Do you need so much light in the
kitchen? 200 watts? Is the kitchen
painted black? Or is it more than 300
square feet?
Next, if you really need that much
light in your kitchen, you probably
want a better system than putting it
all in one spot in the ceiling. That's
gonna be harsh. Consider using lamps,
or installing a fluorescent panel, or
using some other kind of distributed
lighting.
Finally, if you (or your husband)
are dead set on using incandescent
bulbs instead of CFL's and the fixture
is unrated, then I wouldn't go over 60
watts each, since that's the lowest
I've seen a socket rated for. Of
course, you could always replace the
fixture with a 100-watt each
fixture.
We have 36
Metal Halide lights that we are going to
hang in an indoor horse riding arena. If I
wire these at 240v they draw 1.3 amps
each. If I wire these at 277v they draw
1.1 amps each. This is just 0.2 amps
difference. Based on your formula would
that be 0.2 amps x 120 volts = 24watts, x
36 lights = 864watt? Is it worth spending
approximately $1300 additional dollars to
buy and install step-up transformer to
jump the voltage from 240v to 277v and how
long would it take me to recoup that
money?
--
Wayne Lawhorn, Richmond, VA, Nov.
2004
There are two mistakes here.
As it says on our how
they charge you page, the electric
company charges you according to how
many kilowatt-hours you use, not how
many amps you use, so you shouldn't be
comparing the difference in amps.
Second, when you multiplied amps times
volts you used 120 volts for some
reason rather than the voltage your
lights actually draw.
To figure this properly we have:
- 1.3 amps x 240 volts = 312 watts
for the first light, and
- 1.1 amps x 277 volts = 305 watts
for the second light
That's a difference of 7 watts per
bulb. Since you have 36 of them that's
a difference of 252 watts for the whole
set (0.252 kilowatts).
You didn't mention how much you're
paying for electricity, but let's
assume it's $0.15. At that rate you're
paying $0.15 x 0.252 = 3.8¢ extra
for every hour that you run the set. At
that rate it would take over 34,000
hours for the 277 lights to pay for
themselves.
You will save a lot more money by
using fluorescent lighting instead.
How much
electricity does a night light
take?
-- Anonymous,
Nov. 2004
Standard night lights use
around 5 watts. LED models use about 1
watt. And the "LimeLight"
electroluminescent light uses only 0.03
watts!
Remember that the wattage is listed
directly on any device you can plug
into the wall.
I am a
business student at the University of
Utah. For my final project in a
statistics class I need to determine how
much energy a light bulb uses right when
it turns vs. after it has been running for
5 seconds. It is that initial
fluctuation that I cannot figure out how
to measure. I was wondering if you
know how, or if you have a device that
could measure that very slight
fluctuation.
-- Michael Ford,
Utah, Nov. 2004
You didn't mention what your
point is in trying to measure the surge
(i.e., what you're trying to prove),
but I'm certain you (or your
instructor) is barking up the wrong
tree. As I've said many times, for all
practical purposes the surge is so tiny
as to be irrelevant. You would need
special, expensive scientific equipment
that you don't have access to and don't
know how to use in order to measure the
first few milliseconds or microseconds
of electrical use of a light bulb. If
the energy used were significant then
you wouldn't need the equivalent of an
electricity microscope to find it.
You can prove this by using a
watt-meter to measure the electricity
used for one second, then multiplying
by 3600 seconds to get one hour's worth
of electrical use. Then use the meter
to measure the electricity used for one
hour, and compare the two figures. You
won't see a difference. Any difference
you might see is the result of your not
turning the meter off at precisely one
second after turning it on.
I have a light
bulb socket that's labeled "60 watts max".
I screwed an adapter into it so now
there's two sockets. I want to put a
compact fluorescent bulb in each socket,
but I want to make sure I don't go over
the 60-watt limit. I got some bulbs from
IKEA that say they are 11 watts but that
they are approximately 60 watts light
output. Is it okay to plug two 11-watt
energy-saving bulbs into it, even though
the "light output" is 60 watts per
bulb? In other words, am I using 22
watts or 120 watts total? Thank you for
your time! -- Christine
Quigley, May 2004
Good question. You're using 22
watts total, so your lights will be
fine. The package is just telling you
that each special 11-watt bulb gives as
much light as a standard 60-watt bulb.
If they didn't say that then no one
would buy them, because they'd say, "11
watts?! That's not nearly enough
light!"
In fact, though, I'd expect an
11-watt CFL bulb to be equivalent to
only a 40-watt standard light bulb. It
sounds like the light output claim
might be a little exaggerated. The
general rule of thumb is to multiply
the CFL wattage by four to compare it
to a standard bulb. (e.g., 15-watt CFL
is comparable to a 60-watt standard
bulb, as far as how much light they put
out)
Do dimmers on
lighting fixtures reduce wattage and save
money? -- Eldon McElhiney,
Feb. 2003
Yes, they do. But compact
fluorescent (CF) light bulbs save even
more money. A 25-watt CF bulb puts out
as much light as a 100-watt regular
bulb. If you used a dimmer on a
100-watt bulb to take it down to 25
watts, there wouldn't be much light.
Most CF's can't be used with dimmer
switches. If your fixture is controlled
by a dimmer, then either read the
package on the CF bulb to find one that
works with a dimmer switch, or replace
your dimmer switch with a regular
switch.
Note that old dimmers were
rheostats which did NOT save
electricity -- and they generated
dangerous heat, to boot. I don't have
any idea when they switched from
rheostats to the modern solid state
variety, but here's how you can see if
yours is old or new:
- Turn off any device that could
automatically turn itself on (like your
AC and refrigerator).
- Turn on your light at full
brightness.
- Look at your electric meter and
write down how long it takes to make
one revolution.
- Turn the dimmer down to about 25%
brightness.
- Check your meter again.
If it took longer for the meter to
spin, then you have a modern dimmer
which is saving energy. If the meter
speed remained the same, then you have
an old-style dimmer and turning it down
doesn't save energy. In that case,
replace your dimmer with a modern one.
You can have an electrician do this for
about $40 if you're not comfortable
doing it yourself.
By the way, even though modern
dimmer switches save energy when you
dim the lights, the lights dim more
than the energy is decreased. That
means if you make it half as bright,
you don't save quite half as much
energy. But this is really trivia, and
you don't need to worry about
it.
If I turn my
dimmer to the lowest setting/level (where
there's no visible light) is it the same
as turning it off? Is the switch turned
off in both cases and hence not using any
electricity? I find it easier just to turn
down the dimmer but am not sure if it's
still using electricity when at its lowest
level. -- Anita Low, Dec
2003
As long as your dimmer isn't
an ancient rheostat (see below) then
turning it down so far that you can't
see any light is the same as turning it
off -- no energy use. (Well, there
might be some energy use, but it
will be so tiny as to be negligible. If
you want to find out for sure you can
turn off and unplug everything in your
home except the dimmer and see if your
electric meter is still moving. But I
wouldn't worry about it.)
I read on your
site about using LED Christmas lights.
What about using LED lights for primary
(room) lighting? Does such a thing
exist? -- Anonymous, Nov
2003
LED's would be great for
primary lightning except for a a couple
of things: They're generally not nearly
as bright, they produce only
unidirectional light (you can't bathe
the room in light), and they're crazy
expensive, like $120 a bulb. Also, the
light they produce is brilliant white,
like old-style fluorecents, which is
kind of harsh. These problems may be
solved in a few years, but not yet. In
the meantime, LED's are great (if
expensive) for applications like
flashlights, bicycle lights, holiday
lights, mood lighting, accent lighting,
and landscape lighting.
We converted
our house to energy efficient appliances
and use all compact fluorescent lights,
together bringing down my monthly usage
from a budget of $98 to a high of $52 in
August and a low of only $17 in June. We
are elated! However these bulbs do not
work well to light up the outside when it
gets below zero. We burnt out some trying.
At our local Menard's they sell a outdoor
Regency fluorescent light and fixture that
has a solid state on switch allowing it to
operate in colder temperatures. However
the only bulb option they offer is the old
blue look of death. Do you know of any
manufactures of solid state outdoor
fluorescent fixtures that uses a true
white bulb? -- Paul &
Julieta Werner, April 2004
First, congratulations on your
savings! See, readers, these tips
really can save you money. Okay,
onto your question. Most CF's won't
work below about 20°F. Paralite
makes some they claim will work in
temperatures as low as -20°F
(that's minus 20 degrees), but I
don't know what the output looks like.
If it's not suitable you may have no
other choice but to use standard
floodlights for your outdoor fixtures
in the winter.
I was
wondering, how much will I actually save
if I switch from four T-12 fluorescent
lights (two 34w & two 40w bulbs) to
four T-8 bulbs, run about 60 hrs/week at
$.08/kWh. A lot of lighting sales people
have different answers, one told me I
would save approx. $36 per year with a
high power factor electronic ballast,
because of lower power consumption, and
heat savings factor on A/C. Please
set me straight! -- The
Pattersons, June 2003
The Pattersons are talking
about those long, fluorescent tube
lights that are standard in offices and
schools. The short story is that T-12
is old-style and uses the most
electricity. Modern replacements are
T-8's, and new energy-efficient T-12's.
Here's a table to summarize:
|
|
Watts
|
Brightness
|
Heat
|
Ballast
|
|
T-12
|
40
|
Dimmer
|
Warmer
|
Electronic or
Magnetic
|
|
T-12, energy
efficient
|
34
|
|
T-8
|
32
|
Brighter
|
Cooler
|
Electronic
Only
|
In simple terms, the ballast is the
socket that you screw the lights into.
Old-style magnetic ballasts are known
to hum and produce the annoying flicker
that can give you "fluorescent
headache". Modern ballasts are
electronic, quiet, and produce no
noticeable flicker.
T-8's are definitely the best
choice, because they use the least
electricity, produce the most light,
generate the least heat, and will
definitely be used with a flicker- and
hum-free electronic ballast. They also
contain less toxic chemicals, and you
can also put up to four T-8's into a
single ballast. They only reason they
still make T-12's is because of all the
old magnetic ballasts already out there
that won't take a T-8.
So to answer the Pattersons'
question: If they're using 148 watts
now (40+40+34+34) for 60 hours a week
that's 8800 watts a week, or 462kWh a
year, which at $0.08/kWh comes to
$37.
Switching to four T-8's would mean
128 watts (4 x 32), and at 60 hours a
week that's 7680 watts a week, or 399
kWh a year, which at $0.08/kWh comes to
$32, a $5 savings, which wouldn't cover
the cost of the new lights and
ballasts. Still, it could be worth
switching just to have brighter light,
and to get it without the annoying
flicker.
And what about the savings from
decreased cooling costs from running
lights that don't put out as much heat?
While those savings are real, they're
notoriously hard to calculate,
especially because they vary from
building to building depending on
insulation, ambient temperature,
climate -- and of course it even varies
from season to season. A commercial
lighting specialist might have access
to such estimates but that's definitely
out of my realm of specialty.
By the way, the tubes get their
names from the number of eighths of an
inch in diameter they have. T-12 is
(12/8) or 1.5", while T-8 is (8/8) or
1".
Our office is
having a disagreement regarding this
question. Some say that when you turn on a
fluorescent light it takes more
electricity to charge it up and we would
be better off keeping the lighting on all
day.
-- Heather
Burton, Houston TX, 10-00
Your coworkers are wrong;
lights don't require an extra
measurable amount electricity to start
up, whether they're fluorescent or
normal. You can stand there and flip
the light on and off repeatedly, and it
won't make any difference in your
electric bill.
Think about it: Even IF a
fluorescent used ten times as
much energy for the first full second
it was on, then basically it's using an
extra ten seconds of electricity. So as
long as you were turning the light off
for at least ten seconds it would pay
to turn it off. If you start thinking
about it this way then it's easy to see
why this myth is wrong.
But remember, in reality, flipping
the light on doesn't burn a measurable
amount of extra electricity. And that's
true of regular lights as well as
fluorescents. So it always pays to turn
them off. You don't use extra
electricity when you turn the lights
on, so always turn them off when you're
not using them.
Here's another way you could debunk
the myth: Go outside and look at the
electric meter as someone flips on a
fluorescent light. If the light needed
a surge of electricity, you'd see the
meter spinning blindingly fast for a
few seconds, and then slow down again.
But that doesn't happen, because lights
don't need extra electricity to start
up.
By the way, campers have used
battery-powered fluorescent lanterns
for years. They wouldn't work if
fluorescents needed extra power to
start up, because if they did then the
batteries would be drained right
away.
Okay,
the fluorescent might not require extra
electricity to start up, but every time
you turn it on you wear it out a little
bit, so that means you should always keep
the lights on, right?
-- various
readers
No. Fluorescents do get worn
out by power cycling but the effect is
so small it's negligible. No one seems
to believe me without seeing an
equation, so let's look at the math.
Bulb manufacturers typically test
their lights for three-hour periods.
(Panasonic
tests for 2.5 hours on, 0.5 hour off.)
For a 10,000-hour CFL, that's 10,000 /
3 = 3333 starts. If the bulb costs $2
then each start costs 0.06¢.
That's not six cents, that's
six-hundredths of a cent.
Okay, so let's say you're going to
leave the room for 16 minutes, and
you're agonizing over whether you
should turn the lights off or not.
Let's also say you have two 15-watt CFL
bulbs. If you turn the lights off then
you'll save 16 minutes' worth of
electricity, which is 30 watts x 16/60
hrs / 1000 wh/kWh x 10¢/kWh =
0.08¢. When you turn them back on
you'll use up 0.12¢ of the bulbs'
life (0.06¢ for each of two
bulbs), for a net cost of 0.04¢.
So yes, you're on the losing end by
turning off the light instead of
keeping it on, but what does this mean
in practical terms?
Let's say that four times a day you
have the opportunity to turn the lights
off when you leave the room for 16
minutes, and you do so. Over a year
that costs you 4 times/day x 365
days/year x 0.04¢ = 58¢/year.
Now, if you want to obsess over
58¢/year, be my guest.
Consider something else: Every time
you leave the lights on to "save" money
and you actually wind up leaving for
more than 24 minutes, you'll lose money
because your electrical costs will
outweigh the savings of making the bulb
last longer. That will eat into your
big $0.58/year savings -- maybe even
reversing it.
Readers,
please note that I'm not accepting any
more questions,
sorry.
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